European corporate funding at Apex
Funding Solutions

Capital structures for every stage of growth

From €100K working capital to €500M+ project finance, designed and underwritten by sector specialists across Europe.

€10B+
Capital structured
450+
Transactions closed
30+
Countries served
96%
On-time release rate
Funding spectrum

Seven products. One senior team.

Choose the structure that fits your transaction, or speak with a partner who can build a hybrid.

Why Apex

Built for institutional standards

Institutional underwriting

Credit committee discipline borrowed from Europe's top-tier banks.

Decisive timelines

Indicative terms in five days, capital released in six to ten weeks.

Pan-European reach

Active across 30+ countries with local language and legal coverage.

Senior coverage

Partner-led mandates with no junior hand-offs after term sheet.

Right-sized capital

Bespoke structures rather than off-the-shelf credit products.

Track record

€10B+ structured across credit cycles since 2008.

Funding process

From first call to capital release in 6 to 10 weeks

A single, transparent process across every product. You always know what is happening, what is next and who is accountable.

  1. 01
    Discovery call

    Qualify the opportunity and confirm fit against credit and sector criteria.

  2. 02
    Indicative terms

    A senior partner returns indicative pricing, structure and timeline within 5 business days.

  3. 03
    Due diligence

    Coordinated underwriting, KYC, legal and ESG review with a single point of contact.

  4. 04
    Capital release

    Documentation, signature and drawdown, typically 6 to 10 weeks from term sheet.

Apex senior banker closing a financing agreement
Eligibility

Who we typically fund

We work with established European operating companies, sponsors and project developers. The checklist opposite is indicative, speak with us early if you are unsure.

Start a Funding Enquiry
  • Operating company headquartered in the EEA, UK or Switzerland
  • Minimum two years of trading history (waived for sponsor-backed deals)
  • Audited or reviewed financials for the most recent two years
  • Clear use of proceeds and repayment or exit pathway
  • Identifiable security or sponsor support package
  • Full AML/KYC and UBO disclosure on counterparties
What to prepare

Documents we will need

Sending these with your first enquiry compresses the timeline materially.

Information memorandum

Or a concise teaser describing the opportunity.

Financial statements

Audited accounts for the last 2 to 3 financial years.

Forecasts

Three-year integrated P&L, balance sheet and cash flow.

Corporate KYC

Group structure chart, UBO register and IDs for directors.

Product comparison

Pick the structure that fits your transaction

A quick view of ticket size, tenor and typical use case for each Apex funding product.

Product
Ticket range
Typical tenor
Best for
Business Loans
€100K to €25M
1 to 7 yrs
SME working capital and expansion
Corporate Finance
€10M to €250M
3 to 10 yrs
Recaps and structured capital
Acquisition Funding
€5M to €250M+
5 to 8 yrs
M&A, MBO, unitranche
Project Finance
€25M to €500M+
10 to 20 yrs
Infrastructure and renewables
Real Estate Funding
€5M to €200M
2 to 7 yrs
Development and stabilised assets
Venture Capital
€2M to €50M
Equity
Series A to C technology growth
Crypto Investment
€1M to €100M+
Open-ended
MiCA digital-asset strategies
Client outcomes

Trusted by CFOs and sponsors across Europe

“

Indicative terms in four days, drawdown in seven weeks. Exactly what our board needed.

Élise Rousseau
CFO, mid-market manufacturer, France
“

The partner-led model made the difference. No junior hand-offs, no surprises at credit committee.

Andreas Weber
Managing Partner, DACH growth fund, Germany
“

Apex closed our €68M development facility on time and on structure. Institutional discipline throughout.

Nikos Papadakis
Head of Real Estate, sponsor, Greece
FAQ

Common questions about Apex funding

Do you charge upfront fees?+

No mandate fee for qualifying transactions. Standard success-based structuring fee is disclosed in the engagement letter.

What is your minimum revenue threshold?+

For business loans typically €500K annual revenue. Project and corporate finance are assessed on structure and sponsor rather than revenue.

Can Apex fund distressed or turnaround situations?+

Yes, through our special situations desk, on a case-by-case basis. Speak with a partner early.

Do you offer equity in addition to debt?+

Yes. Apex Ventures and our co-invest network provide equity and hybrid structures alongside debt where required.

How is data handled during the process?+

Bank-grade encryption, GDPR-compliant storage and a secure client portal for every mandate.

Why Apex

Europe's most direct route to capital

Founders, CFOs and sponsors choose Apex Euro Capital because the process is senior, fast and completely transparent from first call to drawdown.

Senior bankers on every file

Your mandate is led by a partner with 15+ years in European credit and capital markets, never handed to a junior queue.

Decisions in days, not quarters

Indicative terms within 48 hours of a complete pack, with a transparent timeline to drawdown.

One relationship, all of Europe

Debt, equity, project finance and institutional capital arranged across 27 EU markets from Brussels and Athens.

Structures built around cash flow

Amortising, bullet, unitranche, mezzanine or hybrid, shaped to how your business actually converts revenue.

Institutional capital network

Direct access to banks, credit funds, family offices and development finance institutions in a single process.

Priced with no surprises

Fees, margins and covenants disclosed in writing up front. No success-fee ambiguity, no hidden retainers.

Eligibility

Check in sixty seconds whether we can fund you

We publish our criteria openly so you never waste weeks on a process that was never going to close.

  • Registered business in the EU, EEA, UK or Switzerland
  • Twelve months or more of trading history, or a bankable project sponsor
  • Minimum funding requirement of €100,000
  • Last two years of filed accounts, or a full project financial model
  • Clean beneficial-ownership and sanctions position
  • A defined use of proceeds and repayment or exit route
Trust and compliance

Regulated discipline behind every euro

Capital is only useful if it is raised properly. Our compliance framework is built for institutional counterparties and audited borrowers alike.

EU regulatory alignment

Mandates structured in line with EU financial services rules and local market practice in every jurisdiction we fund.

AML and KYC by design

Risk-based onboarding, sanctions screening and beneficial-ownership verification on every counterparty.

GDPR-grade data handling

Encrypted document exchange through the client portal, with data stored and processed inside the EU.

Independent oversight

Investment and credit committees sign off separately from origination, so pricing stays objective.

Ready to discuss your funding?

Speak with a senior advisor about indicative terms within five business days.