Practical playbooks for raising capital in Europe
Written by our advisory team and updated quarterly, everything you need from first conversation to closing.
Choose your track
Each guide pairs frameworks with worked examples from real European transactions.
Business Loans Playbook
How European SMEs structure working capital, term loans and revolving facilities from non-bank lenders.
Read guideCorporate Finance Handbook
Capital structure, leverage covenants and refinancing options for mid-market European corporates.
Read guideProject Finance Guide
From DSCR sizing and EPC risk to security packages, a sponsor's end-to-end playbook.
Read guideAcquisition Funding Manual
LBOs, search funds and strategic acquisitions: how to structure senior, mezz and equity tranches.
Read guideRaising Growth Equity
Seed to Series C: term sheets, dilution, governance and the European VC landscape.
Read guideESG & Sustainable Finance
Green loans, sustainability-linked debt and CSRD reporting for European issuers.
Read guideThe Apex 6-step framework
Used across every mandate, from a €2M SME facility to a €500M syndicated project loan.
Define the use of proceeds
Clarity on the deployment plan drives instrument selection and pricing.
Build the data room
Financials, KYC documents, security pack and a clean cap table.
Identify the right capital
Match facility type, tenor and currency to your business model.
Secure indicative terms
Run a structured process across 3 to 5 qualified counterparties.
Diligence & documentation
Legal, financial, commercial and ESG diligence in parallel.
Close & draw down
Conditions precedent, security perfection and funding mechanics.
Download the Apex Capital Sourcing Toolkit
A 60-page PDF with term sheet templates, diligence checklists and a covenant comparison matrix.
Playbooks written by practitioners
Every guide is authored by the Apex team that structures the deal, sizing, covenants, security packages and lender expectations, in plain language.
- Downloadable checklists and term-sheet templates
- Worked examples with real European pricing ranges
- Updated each quarter as market terms move
From first enquiry to funded in five clear steps
- 01
Tell us what you need
Complete a two-minute enquiry form. Amount, purpose, country and timing are enough to start.
- 02
Senior review in 24 hours
A partner reviews feasibility, structure and pricing, then calls you with an honest read.
- 03
Indicative terms in 48 hours
You receive written indicative terms covering amount, margin, tenor, security and conditions.
- 04
Diligence and documentation
KYC, AML and financial diligence run in parallel with legal drafting to protect your timeline.
- 05
Drawdown and funding
Funds are released to your account, with a named relationship manager retained after close.
Check in sixty seconds whether we can fund you
We publish our criteria openly so you never waste weeks on a process that was never going to close.
- Registered business in the EU, EEA, UK or Switzerland
- Twelve months or more of trading history, or a bankable project sponsor
- Minimum funding requirement of €100,000
- Last two years of filed accounts, or a full project financial model
- Clean beneficial-ownership and sanctions position
- A defined use of proceeds and repayment or exit route
Regulated discipline behind every euro
Capital is only useful if it is raised properly. Our compliance framework is built for institutional counterparties and audited borrowers alike.
EU regulatory alignment
Mandates structured in line with EU financial services rules and local market practice in every jurisdiction we fund.
AML and KYC by design
Risk-based onboarding, sanctions screening and beneficial-ownership verification on every counterparty.
GDPR-grade data handling
Encrypted document exchange through the client portal, with data stored and processed inside the EU.
Independent oversight
Investment and credit committees sign off separately from origination, so pricing stays objective.
Ready to apply the playbook?
Bring your transaction to our team, we'll match it to the right capital provider in Europe.