Real Estate · Europe

Real Estate Finance in Europe

Commercial, residential and mixed-use real estate finance across European markets.

Overview

Apex provides senior, stretched-senior and mezzanine real estate finance for investors and developers across European markets.

What we offer in Europe

Senior, stretched-senior and mezzanine facilities
Investment, value-add and ground-up development
Office, logistics, hospitality, PRS, BTR and mixed-use
Cross-border execution across EEA jurisdictions

Frequently asked questions

Loan-to-value range?

Up to 65% senior LTV with stretched-senior and mezzanine layers available beyond.

Minimum loan size?

€10M for investment facilities; €20M for development.

Geographic focus?

Western and Southern Europe with selective Central European coverage.

Pan European real estate capital solutions

Commercial property loans across office, logistics, hospitality, residential and mixed use, structured from senior through mezzanine and preferred equity.

Investment and stabilised assets

Commercial mortgage and whole loan financing against income producing property.

Value add and development

Property development finance, refurbishment finance and land acquisition finance with staged drawdowns.

Operational real estate

Hotel financing, student housing finance, healthcare property finance and build to rent.

Leverage and pricing across European markets

Senior LTV to 65 percent, extending through stretched senior and mezzanine, priced off EURIBOR with ICR and LTV covenants.

Cross border execution

Security packages and legal execution across EEA jurisdictions plus the UK and Switzerland.

Common questions

What is the minimum loan size?

€10M for investment facilities and €20M for development.

How high can leverage go?

Up to 65 percent senior LTV with stretched senior and mezzanine layers beyond.

Which markets are covered?

Western and Southern Europe with selective Central European coverage.

Europe's most direct route to capital

Founders, CFOs and sponsors choose Apex Euro Capital because the process is senior, fast and completely transparent from first call to drawdown.

Senior bankers on every file

Your mandate is led by a partner with 15+ years in European credit and capital markets, never handed to a junior queue.

Decisions in days, not quarters

Indicative terms within 48 hours of a complete pack, with a transparent timeline to drawdown.

One relationship, all of Europe

Debt, equity, project finance and institutional capital arranged across 27 EU markets from Brussels and Athens.

Structures built around cash flow

Amortising, bullet, unitranche, mezzanine or hybrid, shaped to how your business actually converts revenue.

Institutional capital network

Direct access to banks, credit funds, family offices and development finance institutions in a single process.

Priced with no surprises

Fees, margins and covenants disclosed in writing up front. No success-fee ambiguity, no hidden retainers.

Eligibility

Check in sixty seconds whether we can fund you

We publish our criteria openly so you never waste weeks on a process that was never going to close.

Check my eligibility Read the FAQs

Registered business in the EU, EEA, UK or Switzerland
Twelve months or more of trading history, or a bankable project sponsor
Minimum funding requirement of €100,000
Last two years of filed accounts, or a full project financial model
Clean beneficial-ownership and sanctions position
A defined use of proceeds and repayment or exit route

Trust and compliance

Regulated discipline behind every euro

Capital is only useful if it is raised properly. Our compliance framework is built for institutional counterparties and audited borrowers alike.

AML policy GDPR policy KYC policy

EU regulatory alignment

Mandates structured in line with EU financial services rules and local market practice in every jurisdiction we fund.

AML and KYC by design

Risk-based onboarding, sanctions screening and beneficial-ownership verification on every counterparty.

GDPR-grade data handling

Encrypted document exchange through the client portal, with data stored and processed inside the EU.

Independent oversight

Investment and credit committees sign off separately from origination, so pricing stays objective.

Ready to discuss your funding requirements?

Our advisory team responds to qualified enquiries within one business day.

Apply for Funding Speak with an Advisor